AI-Fuelled Claims Fraud in Motor and Property Insurance: The Growing Threat and How Visual Authentication is Transforming Fraud Prevention

A Photocert White Paper | 2025

Turning Visual Uncertainty into Unbreakable Truth

Executive Summary: The £120 Billion Fraud Crisis

In 2025, the insurance industry grapples with an explosive rise in AI-orchestrated fraud, where deepfakes and synthetic media erode the foundational trust in claims processes. Manipulated images of vehicle damage or property loss, now surging 300% in UK motor and property claims year-over-year contribute to global fraud losses exceeding £120 billion annually in property and casualty (P&C) alone, with 10% of claims deemed fraudulent….