Enabling insurance digital transformation

AI powered and blockchain ready solutions

For secure claim automation

Why photocert

FRAUD PREVENTION

The insurance company can trust the pictures uploaded by the customers with no need to verify their authenticity nor doubt about the real date of the shot.

ARTIFICIAL INTELLIGENCE

Through the effective use of AI Photocert can extract vital information from an image, allowing for the automation of admin-heavy and error-prone processes.

EASY INTEGRATION

Insurance companies will be able to seamlessly integrate Photocert’s APIs into their app, web platforms and legacy systems.

BLOCKCHAIN CERTIFICATION

Blockchain technology is used to store the certification of an image along with its capture date and time and GPS; allowing for all parties to cross-check the validity of an image captured with Photocert.

CUSTOMER EXPERIENCE

Our solution provides a great user experience that is both simple and convenient to use. Allowing policyholders to avoid frustrating and time-consuming processes.

Insurance claims made simple, faster and transparent

Insurance digital trasformation is our mission. This is the reason why Photocert’s solutions easily integrate into an insurance company’s app and web system to improve the efficiency of the claims process with the creation of secure automated standards. Delivering an entirely mobile-driven experience, Photocert enhances the highest customer engagement in motor, property and contents insurance. Besides thanks to Photocert’s solutions, policyholders can start a claim through their insurance provider’s app by independently providing photo and video evidence that is automatically available on the claim handler’s web platform.

  • 24/7 Automated Self-service Claim Reporting
  • Faster First Notice of Loss (FNOL) Registration
  • Transparency and accuracy of claims valuation
  • Reduced costs for field inspections
  • Shorter claim life-cycle = from 15 days to 5 days*
  • Reduced number of touchpoints*
  • No need to rely on Insurance Adjustors for low severity cases
  • Fraud prevention through certified authentic photo evidence
  • From paper to digital for frictionless operations
  • User centric experience for a higher customer loyalty

Our self-service claims solutions encourage a real-time FNOL and consequently allow a faster initial assessment: two key elements for effectively reducing the Claim Cycle Time.

Photocert guarantees the highest security standards to prevent any fraud attempt. It uses Trusted Timestamping Servers and Etherum Blockchain to legally certify the authenticity of pictures taken with an app that integrates its solutions.

*Source: © LexisNexis – “2017 Future of Claims Study”

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